Chapter: 618
Chen Shuyi nodded and said: "Don't hide it from you, my son has been studying abroad in America since then and hasn't come back much, now he's getting married over there, his daughter-in-law is pregnant too, so I won't be going back in the future. So I want to go over there and live with him, and also help them take care of the kids."

At the poker table, a woman blurted out: "Oh my goodness, Shuyi, you have so many houses in Jinling, are you really prepared to let them all go?"

Chen Shuyi said: "I'll leave one apartment in the city center. If there's an opportunity in the future, we can come back and visit for a few days."

When she heard this, Ma Ran couldn't help but feel a pang of regret.

She wasn't regretting that she would soon lose a good poker partner, but rather felt that Shuyi was saying goodbye without looking back. In her estimation, it would be very difficult to meet someone like Shuyi again - someone with a poker face so poor they still enjoyed playing and losing money every day.

...right now at the entrance of Xiyuan Villa, Xiao Changgao and Qian Hongyan are parking their car and waiting for the real estate agent who they've arranged an appointment with.

Xiao Changgao planned to find a suitable house and spend the million yuan, so he contacted an intermediary and asked them to help him pick out a villa worth around one million.

The average price of real estate in Jinling is over three million, but villas are more expensive. If you're buying a new villa with one million, there's no way to get it, so you can only buy this kind of old villa.

Qian Hongyan looked at the entrance of Xiyuan Villa and said discontentedly, "Xiao Changgao, isn't this villa area a bit old? Look at these houses, they're older than Grandma's suite, aren't they?"

Xiao Changgao said, "What can I do? The apartment in Tongchen One is not bad, but you don't want to buy it."

Qian Hongyan was angry and said, "That useless leaf, Zichen, has a villa in Tongchen One. I don't want us to give Xiao Changkun and Ma Ran's family a chance! We can't buy the apartment in Tongchen One at all!"

Xiao Changgao said, "So it's better to buy this kind of old villa, which is spacious and independent, with enough room for us to live comfortably. The house may be old, but we can renovate it when needed."

As he spoke, Xiao Changgao added, "You have to consider our situation. Haibiao has no one, Ruyi also has no one, and each of them has their own room. With us, that's three bedrooms. What if Haibiao gets married in the future? He'll definitely live with us. When he has a child, we'll need to give him another room, making it four rooms."

Xiao Changgao continued, "In the future, Mom will probably live with us too. At that time, we'll need to leave her one room, making it five rooms. So a villa is more practical in this case."

Qian Hongyan was furious and said, "Why would Mom follow us? Why can't she go live with Xiao Changkun instead?"

Xiao Changgao shrugged his shoulders and said, "Grandma has already broken ties with Xiao Changkun's family. Do you think Xiao Changkun will let her move in with us?"

Xiao Hongyan was extremely dissatisfied and said, "She can't follow us anyway. We don't have any connection with Grandma whatsoever! The Xiao family is almost ruined now, so there's nothing to gain from it either! In my opinion, we should just send her to Xiao Changkun's place when the time comes. It's up to him whether he wants her or not. As for us, we don't care about Grandma at all!"

Xiao Changkun said, "You're not aware of this, but Mom has a life insurance policy that she bought 20 years ago. It's an investment type and can be claimed for over 600,000 after her death. If you send Grandma to their place, the 600,000 will basically belong to Xiao Changkun!"

"600,000?!?" Xiao Hongyan's eyes widened in surprise and asked, "Is it really that much?"

"Yeah." Xiao Changkun said. "This insurance policy was bought by my dad when Mom was still alive. It was meant to be a backup for our future generations."

As he spoke, Xiao Changkun added, "Calculate it yourself. Mom's physical condition can only last another three to five years. We should take care of her for a few more years, wait until she passes away, and then claim the 600,000 insurance policy. It'll be divided into one or two hundred thousand each year. You decide if it's worth it."

"I do!" Xiao Hongyan exclaimed excitedly, wringing her hands in enthusiasm. "We have to take good care of Mom. Absolutely cannot let Xiao Changkun's family get their hands on it!"

Xiao Changkun nodded and smiled, saying, "That goes without saying! The 600,000 will definitely not go to Xiao Changkun when the time comes."

Xiao Hongyan quickly added, "Not only that, but after Mom passes away, we'll also need to use some of the insurance money for her funeral expenses. Xiao Changkun will have to chip in half as well!"

Xiao Changkun muttered to himself, "Old Grandma has already cut ties with him. Can he really pay up?" JrNovels.com

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