Chapter: 3115
But no one expected that Wan Pojun immediately said again: "However, the installment payment is not free! For each installment, you have to pay 6/1000 of the total amount as the service fee for the installment payment!"
Wan Pojun's words immediately caused a commotion among the more than 700 members of the collateral branch of the Ye family!
Although these collateral members of the Ye family are not the top entrepreneurs, they are still much smarter than those young people who swipe credit card installments without thinking.
Those ignorant young people think that paying by installments is a very cost-effective thing, but they don't know that the bank has already understood their mentality thoroughly.
The interest rate of each installment repayment is 6/1000. It seems that if 10,000 yuan is divided into twelve installments, it only needs to pay an extra 60 yuan a month, but twelve installments a year is 720 yuan!
Compared with the principal of 10,000 yuan, the annual interest rate of installments for one year is 7.2%!
This is just a rough calculation method. You must know that 10,000 yuan is not repaid once a year, but is repaid monthly in twelve installments. The principal of each installment is decreasing, but the interest rate is fixed at a fixed rate Calculated on the principal of 10,000 yuan, if this is calculated, the actual interest rate even exceeds 13%!
This interest rate, in the financial market, can be called a huge profit.
Each of these collateral members of the Ye family has a very good relationship with banks and employers. If they really want to get a loan, they can easily get a large loan with an actual annualized interest rate lower than 5%. For the installment plan Wan Pojun gave, he couldn't help but scold him for his black heart.
So, someone said: "Master Wan Dian... After giving all my cash, I am still short of two billion. Please allow me one day. In only one day, I can use the mortgage loan to get the two billion. to your account!"
Others also echoed: "Yes, Lord Wandian, as long as you give us a day, we can get a mortgage! I beg you to allow a little more time!"
Wan Pojun said coldly: "Grace is impossible. Each of you must make up all the arrears within one hour, otherwise you must sign an agreement for installment payment!"
These collateral members of the Ye family suddenly became frowning.
At this time, Ye Tianxiao blurted out: "Master Wan Dian, I am willing to pay in installments!"
Everyone didn't expect that Ye Tianxiao would be the first to give in. Just as he was about to despise him, Ye Tianxiao continued: "I would like to divide all the debts into two installments, and within two months, I will make up all the money." superior."
When the others heard this, they immediately patted their thighs.
They were intimidated by the 6/1000 installment fee before, but they forgot that they could choose the minimum number of installments.
If it is divided into two installments, you only need to pay two thousandths, which adds up to 1.2%.
In this way, it is naturally much more comfortable.
As a result, a group of people began to actively express their opinions. Some would like to divide it into two periods, and some would divide it into three periods. At most, they would be willing to divide it into six periods, and no more.
Wan Pojun couldn't help frowning, and guessed the intention of this group of people in his heart. They must want to reduce the installment as much as possible first, and then seize the time to raise funds to fill the hole in the installment payment.
In this way, you can get rid of the high interest rate trap of installment payment.
However, Wan Pojun didn't know how to specify the regulations at this time, and Ye Chen didn't tell himself how to make the installment payment method in terms of the specific number of installments.
Just when he didn't know how to define it, he heard a familiar voice say loudly: "Master Wandian, I suggest you give a fixed installment ratio. Anyone who can't pay in cash and chooses to pay in installments must choose at least six months." Ten installments, no ceiling!"
Everyone immediately followed the prestige, only to see that Ye Chen had strode over accompanied by Tang Sihai.
These collateral members of the Ye family recognized Ye Chen, and someone immediately yelled: "Damn Ye Chen! What do you mean? Join others to cheat your family, right?"
"Fuck! I never thought that you, as Ye Changying's son, would become someone else's lackey!"
"Ye Chen! Are you fucking the Ye family? Even your own family is cheating, what the hell are you!"
It's no wonder that these collateral members of the Ye family are not angry.
Originally, they wanted to solve the problem within two or three installments, and in that case, the interest would not be much. JrNovels.com
Wan Pojun's words immediately caused a commotion among the more than 700 members of the collateral branch of the Ye family!
Although these collateral members of the Ye family are not the top entrepreneurs, they are still much smarter than those young people who swipe credit card installments without thinking.
Those ignorant young people think that paying by installments is a very cost-effective thing, but they don't know that the bank has already understood their mentality thoroughly.
The interest rate of each installment repayment is 6/1000. It seems that if 10,000 yuan is divided into twelve installments, it only needs to pay an extra 60 yuan a month, but twelve installments a year is 720 yuan!
Compared with the principal of 10,000 yuan, the annual interest rate of installments for one year is 7.2%!
This is just a rough calculation method. You must know that 10,000 yuan is not repaid once a year, but is repaid monthly in twelve installments. The principal of each installment is decreasing, but the interest rate is fixed at a fixed rate Calculated on the principal of 10,000 yuan, if this is calculated, the actual interest rate even exceeds 13%!
This interest rate, in the financial market, can be called a huge profit.
Each of these collateral members of the Ye family has a very good relationship with banks and employers. If they really want to get a loan, they can easily get a large loan with an actual annualized interest rate lower than 5%. For the installment plan Wan Pojun gave, he couldn't help but scold him for his black heart.
So, someone said: "Master Wan Dian... After giving all my cash, I am still short of two billion. Please allow me one day. In only one day, I can use the mortgage loan to get the two billion. to your account!"
Others also echoed: "Yes, Lord Wandian, as long as you give us a day, we can get a mortgage! I beg you to allow a little more time!"
Wan Pojun said coldly: "Grace is impossible. Each of you must make up all the arrears within one hour, otherwise you must sign an agreement for installment payment!"
These collateral members of the Ye family suddenly became frowning.
At this time, Ye Tianxiao blurted out: "Master Wan Dian, I am willing to pay in installments!"
Everyone didn't expect that Ye Tianxiao would be the first to give in. Just as he was about to despise him, Ye Tianxiao continued: "I would like to divide all the debts into two installments, and within two months, I will make up all the money." superior."
When the others heard this, they immediately patted their thighs.
They were intimidated by the 6/1000 installment fee before, but they forgot that they could choose the minimum number of installments.
If it is divided into two installments, you only need to pay two thousandths, which adds up to 1.2%.
In this way, it is naturally much more comfortable.
As a result, a group of people began to actively express their opinions. Some would like to divide it into two periods, and some would divide it into three periods. At most, they would be willing to divide it into six periods, and no more.
Wan Pojun couldn't help frowning, and guessed the intention of this group of people in his heart. They must want to reduce the installment as much as possible first, and then seize the time to raise funds to fill the hole in the installment payment.
In this way, you can get rid of the high interest rate trap of installment payment.
However, Wan Pojun didn't know how to specify the regulations at this time, and Ye Chen didn't tell himself how to make the installment payment method in terms of the specific number of installments.
Just when he didn't know how to define it, he heard a familiar voice say loudly: "Master Wandian, I suggest you give a fixed installment ratio. Anyone who can't pay in cash and chooses to pay in installments must choose at least six months." Ten installments, no ceiling!"
Everyone immediately followed the prestige, only to see that Ye Chen had strode over accompanied by Tang Sihai.
These collateral members of the Ye family recognized Ye Chen, and someone immediately yelled: "Damn Ye Chen! What do you mean? Join others to cheat your family, right?"
"Fuck! I never thought that you, as Ye Changying's son, would become someone else's lackey!"
"Ye Chen! Are you fucking the Ye family? Even your own family is cheating, what the hell are you!"
It's no wonder that these collateral members of the Ye family are not angry.
Originally, they wanted to solve the problem within two or three installments, and in that case, the interest would not be much. JrNovels.com
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